Simple Thoughts of Mine

41.  Eat less meat

Spending less money on meat will cut your grocery bill tremendously. Before your next trip to the grocery store, find recipes for vegetarian meals.

42.  Improve your driving record

Improve your driving record and save money on your auto insurance. Moreover, some insurance companies offer discounts to customers who enroll in a driver improvement course.

43.  Keep away from window shopping

If you don’t want to spend money, stay away from the mall or other retail stores.  In many cases, you’ll see something you want, and purchase the item on a whim.

44.  Enjoy free entertainment

Browse your local newspaper for free entertainment.  Take advantage of live performances in the park, free admission festivals, and other outdoor activities.

45.  Shop for a better mortgage deal

Refinance your home loan, lower your monthly payment, and save money each month.

46.  Install low-energy light bulbs

47.  Share a house

Consider renting out part of your home. Either finish and rent out a basement or a room in your home.  Use the extra income to pay off credit cards or start a savings account.

48.  Inquire about low-income rebates or discounts

Some insurance companies, daycare providers , and utility companies offer low-income discounts to qualified customers.

49.  Get a lower rate on credit cards

Contact your credit card company and request a lower interest rate. Credit card companies are eager to assist customers with a consistent payment history.

50.  Properly care for vehicle tires

Make sure your vehicle tires are properly inflated.  You’ll receive better gas mileage, and the tires will not require frequent replacements.